collector Steve Katz
how bill collectors collect
how you can fight back
Contents and Description
your telephone become your enemy? Are
bill collectors harassing
you? Know your enemy,
for he has become
well armed, and he
knows you. Bill-Collector
Confidential says that you, too, can
become well armed.
Collection today is an aggressive, ripoff,
highprofit business, with you, the debtor, as its target. Also targeting you
is an intense advertising campaign by a loan industry posing as
debt and credit counseling but really out to sell you more debt.
Also targeting you are
lawyers with bankruptcy schemes.
This book says no to all of that.
This is the new version of the very first
consumerist book on bill collectors, completely revised by the original
author in tandem with former bill collector Steve Katz, who
knows all and tells
all. Has your telephone
become your enemy?
The bill collector assumes you are ignorant, but if
you know how he works
and how he thinks, you can take control and get that nuisance
promptly off your back.
Here are all the
strategies, and how you can
sue the bill collector and even make some money in this fight.
table of contents
1. How Creditors Try to Collect
must collect cheaply.
He has to keep a
cautious eye on how much of his company's money he's spending ...
2. Ten Key Creditors, Your
2. banks, finance companies, and pay-day Loans
support and alimony
dentists, hospitals, HMO's
phone, utilities, internet
How Agents Try to Collect
An unsympathetic, anti-human
urged upon all collector personnel by management. This
is the mentality of coercion and deception ...
4. Your Strategies for Agents and JDB's
Agent or junk-debt buyer, the
collector dunning you goes for the quick
5. How Lawyers Try to Collect
If you are
sued, and if
creditor prevails in court, then
various legal actions
may now proceed ...
6. Your Strategies for Lawyers
worst thing you
can do when a creditor sues you is to do nothing ...
7. Sue The Bastards
If your collector screws up
legally in his procedure, as collectors routinely do, you can sue him
in a local court using existing consumer-protection laws. ..
8. Coping with Equifax
Passivity puts the average
consumer on the victim side
of the insidious credit-reporting surveillance system, but
debtsmanship invites you to take control and to be the master of your
9. Skip Tracers
Today's mobile population
makes skip-tracing a central challenge in collection ...
In this data age, how
could anyone contrive to disappear? It's easy ...
by George Trinkaus and Steve Katz.
All rights reserved.
by ex-bill-collector Steve Katz
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