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Bill-Collector Confidential


by ex-bill collector Steve Katz

and George Trinkaus

how bill collectors collect
how you can fight back

Contents and Description

Has your telephone become your enemy? Are   bill   collectors   harassing   you?   Know   your   enemy,   for   he has  become   well   armed,   and   he   knows   you.  Bill-Collector Confidential says that you, too, can become well armed.
    Collection today is an aggressive,
rip­off, high­profit business, with you, the debtor, as its target. Also targeting you is an intense advertising campaign by a loan industry posing as debt and credit counseling but really out to sell you more debt.   Also   targeting   you   are   lawyers   with   bankruptcy   schemes. This book says no to all of that.
    This is the new version of the
very first consumerist book on bill collectors, completely revised by the original author in tandem with former bill collector Steve Katz, who   knows   all   and   tells   all.   Has   your   telephone   become   your enemy?
    The bill collector assumes you are ignorant, but if you know
how he works and how he thinks, you can take control and get that nuisance   promptly   off   your   back.   Here   are   all   the   strategies,   and how you can sue the bill collector and even make some money in this fight.

table of contents

George's Preface

Steve's Preface 

1. How Creditors Try to Collect 

The collector must collect cheaply. He has to keep a cautious eye on how much of his company's money he's spending ...

2. Ten Key Creditors, Your Strategies      
   1.
auto loans
   2. banks, finance companies, and pay-day Loans
   3. child support and alimony 
   4. credit cards 
   5. doctors, dentists, hospitals, HMO's
   6. insurance 
   7. IRS 
   8. mortgage lenders, landlords 
   9. phone, utilities, internet
  10. student loa
ns  

3. How Agents Try to Collect 
An unsympathetic, anti-human mindset is urged upon all collector personnel by management. This is the mentality of coercion and deception ...

4. Your Strategies for Agents and JDB's
Agent or junk-debt buyer, the collector dunning you goes for the quick kill ...

5. How Lawyers Try to Collect 
If you are sued, and if the creditor prevails in court, then various legal actions may now proceed ...

6. Your Strategies for Lawyers 
The worst thing you can do when a creditor sues you is to do nothing ...

7. Sue The Bastards 
If your collector screws up legally in his procedure, as collectors routinely do, you can sue him in a local court using existing consumer-protection laws. ..

8. Coping with Equifax 

Passivity puts the average consumer on the victim side of the insidious credit-reporting surveillance system, but debtsmanship invites you to take control and to be the master of your fate ...

9. Skip Tracers

Today's mobile population makes skip-tracing a central challenge in collection ...

Skipmanship 

In this data age, how could anyone contrive to disappear? It's easy ...

Index 

Copyright © 2012
by George Trinkaus and Steve Katz.
All rights reserved.



Bill-Collector Confidential
by ex-bill-collector Steve Katz


only $7.95, shipping includedcover
buy direct from publisher



from Print Forever, an imprint of High Voltage Press

CONTACT: tesla@teslapress.com, 877-263-1215, POB 1525 Portland, OR 97207

  
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